Microsoft has admitted that normal Windows users are testing unstable updates. This has led to various problems such as systems needing a reset and thus losing all the installed apps and settings. I use TROM-Jaro because before reaching us end-users, the system updates are tested by a lot of tech-savvy users for more or less two weeks. On top of these “lines of defense”, by default TROM-Jaro uses TimeShift to make automatic backups of the system, and you can see how easy everything is here: https://www.tromjaro.com/#1553026402415-89636f0f-c64c With such stability and contingency in place, I feel safe that I will not lose my apps and my settings ever. Can you say the same of your system? 🙂